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TD poll finds consumers ready to make big purchases in the next six months

TD Bank Retail Experience Index reveals 46% of consumers are more likely to buy from retailers that offer a variety of financing options CHERRY HILL, NJ, October 27, 2021 /…

Visa CEO on Buy Now / Pay Later: “We Are Scaling Up Disruptors” | Payments Source

As momentum in the buy now / pay later arena has built over the past few years, Visa has steadily built a group of partners supporting its Visa remittance solution,…

Prime Healthcare and Synchrony extend their funding

Healthcare provider Prime Healthcare and financial services company Synchrony on Tuesday, October 26, launched a collaboration that allows Prime patients to pay for medical appointments over time through Synchrony’s CareCredit…

Consumers turn to ‘buy now, pay later’, fueling concerns over repayment capacity

“It is feared that the borrower’s decision will be swift, without ‘pause to think’,” she said. “At the point of sale, the desire for instant gratification can dominate the decision-making…

8 Benefits Of Installment Loans For Home Owners

Installment and personal loans have surpassed all other forms of consumer lending as the most popular. The market increased by 11.9 percent between 2017 and 2018. It makes sense, given…

Sezzle, bread partner on the loan program

Payments company Alliance Data Systems has partnered with Buy Now, Pay Later (BNPL) Sezzle, Alliance offering its Bread installment lending business through Sezzle’s merchant network. “Through this integrated partnership, Sezzle…

Hawaii Changes Law on Small Dollar Loans | Sheppard Mullin Richter & Hampton LLP

Hawaii recently adopted HB 1192, which amends the state’s Small Dollar Lending Act by setting out a new licensing requirement for “installment lenders” and specifying various consumer protection requirements. The…

Westlake launches Cash Now Pay Later

LOS ANGELES–(COMMERCIAL THREAD) – Launch of Westlake Technology Holdings Cash in now Pay later, an exciting new product that provides financial flexibility to its customers by allowing them to borrow…

What is the average debt of Gen Z

The stock of consumer debt in the United States is currently about $ 14.88 trillion, which represents an average individual debt of nearly $ 93,000. While older generations hold much…

KBRA assigns preliminary ratings to Oportun Issuance Trust 2021-C

NEW YORK–(COMMERCIAL THREAD) – Kroll Bond Rating Agency (KBRA) assigns preliminary ratings to two classes of notes issued by Oportun Issuance Trust 2021-C (“OPTN 2021-C”), a $ 500 million consumer…